1. Live beneath your means

2. Don’t loan or borrow

3. Stop blaming other people, your life, your responsibility 

4. Admit when you make a mistake

5. Give unworn clothing to charity

6. Do something nice “anonymously”

7. Listen more – talk less

8. Take a 30 minute walk or run everyday

9. Strive for excellence, not perfection

10. Be on time

11. Don’t make excuses 

12. Don’t argue

13. Get organized and stay organzied

14. Be kind to people

15. Let someone cut ahead of you in line

16. Take the time to “unplug” and be alone daily

17. Be humble

18. Realize and accept that life isn’t fair

19. Know when to keep your mouth shut

20. Go an entire day without criticizing anyone

21. Learn from the past

22. Be honest (#NoMoreLies)

23. Plan for the future, but be flexible…and do the next “right” thing!