1. Live beneath your means
2. Don’t loan or borrow
3. Stop blaming other people, your life, your responsibility
4. Admit when you make a mistake
5. Give unworn clothing to charity
6. Do something nice “anonymously”
7. Listen more – talk less
8. Take a 30 minute walk or run everyday
9. Strive for excellence, not perfection
10. Be on time
11. Don’t make excuses
12. Don’t argue
13. Get organized and stay organzied
14. Be kind to people
15. Let someone cut ahead of you in line
16. Take the time to “unplug” and be alone daily
17. Be humble
18. Realize and accept that life isn’t fair
19. Know when to keep your mouth shut
20. Go an entire day without criticizing anyone
21. Learn from the past
22. Be honest (#NoMoreLies)
23. Plan for the future, but be flexible…and do the next “right” thing!